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6 Tips to Lower Your Phone Costs

One of the ways to reduce your expenses and save more money is to lower your phone costs. Here are 6 tips you can use. Use a Prepaid Cell Phone Using a prepaid cell phone is the best option (in most...

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Reduce Spending with Personal Budgeting Software

Getting control of your finances is a challenge. One way to get a jump start on financial health is by using personal budgeting software. Reduce your spending and track your expenses easily with the...

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3 Family Budget Planning Strategies

Knowing how to save money and live on a budget it critical in today’s economy. Family budget planning is a step in the right direction towards more frugal living. Here are some strategies to help you...

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How to Keep Your Household Budget Under Control

A well thought-out plan is essential for keeping your household budget under control. Your primary goals should be to reduce spending and save money. Step 1: Planning Your Budget Begin by collecting as...

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How to Budget for Utilities

Utilities are a key component of your household budget. To keep your finances under control, it’s important to set aside money for recurrent expenses, like utilities. Understanding Utilities Costs...

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How Much to Budget for Rent

Many people will tell you that you should never spend more than 35 percent of your income on rent. However, depending on your own financial situation, that income ratio may not always be correct....

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How to Get the Best Movers for Your Budget

Anyone who needs to move their family across town or across the country may be looking for the best movers for their specific situation. For any distance, households often have a specific amount of...

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5 Easy Ways to Limit Household Expenses

Limiting household expenses frees money in your budget to put toward the rent or other expenses-or just to put away for another day. Trimming the excess out of your current expenditures is easier than...

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4 Hidden Costs of Living By Yourself

Living by yourself can be more expensive due to unexpected, hidden costs. Whether it’s spending money on ways to deal with loneliness and boredom, or spending more money for renting an apartment, the...

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Saving Money: 3 Proven Tips for Sticking to a Budget

The first step to saving money is to create a budget and stick to it. This isn’t new advice; it’s proven to work, but many people don’t create one. Many people take the time to create a budget, but...

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Don’t Fall Victim to These 3 Budget-Busters and Space-Wasters!

So, you’re living on a shoestring budget? We can relate! Oh, and you’re in a tiny one-bedroom apartment with limited space? Why, then, are you giving those fancy-schmanzy clothes, gadgets, gizmos the...

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Save Green While Eating Green: Tips for Healthy Eating Without Breaking Your...

Your budget is tight, but you can’t face one more day of ramen noodles. Everyone knows it’s expensive to eat “healthy”, right? Wrong! Here are a few tips to help you stretch your grocery dollar for...

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Ask These Questions Before Signing Your Lease to Save Money and the Environment

When shopping for your dream apartment, creating a budget is a critical step. Usually, all of us know exactly how much we are able to pay in rent each month, so we look for a place that fits nicely...

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9 Ways Renters Can Cut Utility Costs

Some renters are lucky enough to find a place that includes utilities in the price of their rent. I was one of those fortunate ones for both my first and second apartments, but when I moved into a...

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9 Household Items You’re Probably Overspending On

Even those who pride themselves on getting by on just the basics spend a lot of money on consumable household items. According to the Bureau of Labor Statistics’ 2017 Consumer Expenditure Survey, the...

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Is It Time to Move to a Suburban Rental?

When thinking about where to live, there are numerous factors to be taken into account. After all, a person’s individual preferences, lifestyle, and career circumstances are all things that tend to...

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Tips for Millennials Who Need to Create a Budget

Millennials seem to have everything figured out — at least for the moment. But once the afterglow of college starts fading and that nine-to-five grind begins to lose a little luster, many find money...

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Having Fun on a Budget: Embracing the Staycation

In tough financial times, many people don’t have money to spare for a real vacation. Conflicting work and school schedules can also make a traditional vacation impossible. Luckily, you and your family...

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